Audit Your Insurance
-
Improve Your Insurance Score
Paying all of your bills on time is one good way to improve your insurance score—and, in turn, lower your homeowners insurance premiums. Read
-
Homeowners Insurance: Time for an Annual Check-Up
An annual check-up on your homeowners insurance can result in a healthier policy and a healthier pocketbook. Read
-
Homeowners Insurance: Are You Over- or Underinsured?
Paying for more homeowners insurance than you need is a waste of money, but it can prove even more costly to get caught without enough coverage. Read
-
Your CLUE Insurance Report Matters
Your CLUE insurance report keeps your homeowners insurance claims alive for seven years—and that could cost you on your premiums. Read
-
How to Correct Your CLUE Insurance Report
An error in your CLUE insurance report can increase your homeowners insurance premium or even prevent you from getting coverage at all. Read
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
6 Reasons to Reduce Your Home Price
-
6 Reasons to Reduce Your Home Price
While you’d like to get the best price for your home, consider our six reasons to reduce your home price. Read
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
Exterior Upgrades – give an outdoor space a facelift
-
Landscaping for Curb Appeal
A well-landscaped yard creates curb appeal and helps your property retain maximum value. Read
-
Low-Maintenance Lawn Alternatives: Ground Cover
If you want a yard that demands less time, money, and water, consider ground cover rather than a traditional lawn. Read
-
Outdoor Lighting for Curb Appeal and Safety
Well-planned outdoor lighting improves curb appeal, safety, and security for your home. Read
-
10 Steps to a Perfect Exterior Paint Job
A good exterior paint job isn’t cheap, but done right, it can easily last 10 or more years. To get the most for your money, follow these steps. Read
-
Choosing an Exterior Door
You should understand the pros and cons of steel, fiberglass, and wood exterior doors before choosing the one that’s right for you. Read
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
Get Ready To Own A Home!
-
Keep Your Home Purchase on Track
You’ve found your dream home. Make sure missteps don’t prevent a successful closing. Read
-
Understanding Real Estate Representation
Whether you’re buying or selling, it’s important to choose representation that meets your needs in the transaction. Read
-
4 Tips to Determine How Much Mortgage You Can Afford
By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Read
-
7 Tips for Improving Your Credit
Here’s how to clean up your credit so you get the least-expensive home loan possible. Read
-
7 Steps to Take Before You Buy a Home
By doing your homework before you buy, you’ll feel more content about your new home. Read
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
How often does a 100-year flood occur?
You have likely heard references to 20, 100, 500 (etc) year flood plains. Do you know what that really means? A 100-year flood does not mean that such a flood is likely to occur every 100 years; rather, it means that there is a one in one-hundred (or 1%) chance of such a flood occurring in any given year.
Two 100-year floods could occur two years in a row, or a month apart, depending on how much rain is falling or how much snow falls & how quickly it melts. A 20-year flood would have a one in twenty (or 5%) chance of occurring in a particular year. A 500-year flood has a one in 500 (0.2%) chance of occcurring.
Likely the 500 year flood would be more catastrophic than the 100 year flood, which would be more catastrophic than the 20 year flood, etc.
